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How To Get Cheap Car Insurance For Young Drivers – Welcome to the My Insurances Info. Here we provide a variety of information about Insurance, Finance etc. The key to understanding this article is motor insurance quotes. Happy reading or watching the video.

Title: How To Get Cheap Car Insurance For Young Drivers | My Insurances Info
Link: How To Get Cheap Car Insurance For Young Drivers | My Insurances Info

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How To Get Cheap Car Insurance For Young Drivers | My Insurances Info

Vehicle insurance (also known as car insurance, motor insurance or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.

Widespread use of the motor car began after the First World War in urban areas. Cars were relatively fast and dangerous by that stage, yet there was still no compulsory form of car insurance anywhere in the world. This meant that injured victims would seldom get any compensation in an accident, and drivers often faced considerable costs for damage to their car and property.
A compulsory car insurance scheme was first introduced in the United Kingdom with the Road Traffic Act 1930. This ensured that all vehicle owners and drivers had to be insured for their liability for injury or death to third parties whilst their vehicle was being used on a public road. Germany enacted similar legislation in 1939 called the “Act on the Implementation of Compulsory Insurance for Motor Vehicle Owners.

Coverage levels

Vehicle insurance can cover some or all of the following items:

• The insured party (medical payments)
• Property damage caused by the insured
• The insured vehicle (physical damage)
• Third parties (car and people, property damage and bodily injury)
• Third party, fire and theft
• In some jurisdictions coverage for injuries to persons riding in the insured vehicle is available without regard to fault in the auto accident (No Fault Auto Insurance)
• The cost to rent a vehicle if yours is damaged.
• The cost to tow your vehicle to a repair facility.
• Accidents involving uninsured motorists.

Different policies specify the circumstances under which each item is covered. For example, a vehicle can be insured against theft, fire damage, or accident damage independently.

If a vehicle is declared a total loss and the vehicle’s market value is less than the amount that is still owed to the bank that is financing the vehicle, GAP insurance may cover the difference. Not all auto insurance policies include GAP insurance. GAP insurance is often offered by the finance company at time the vehicle is purchased.

Here is video about vehicle insurance or car insurance from YouTube site.



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2 Replies to “How To Get Cheap Car Insurance For Young Drivers | My Insurances Info”

  1. When i was 17 my insurance was £2080 for a 1 litre peugeot. It halved after the first year then in the second year was quoted around £930. In the second year when i was 19 i then got my mk6 fiesta 1.6 diesel which was £1170 for insurance. last year when i was 20 it went down to £960 with admiral with legal cover. I live in London which is probably the worst place to get insured.

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